Medicare is the federal health insurance program for:

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• People who are age 65 or older

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• Certain younger people with disabilities

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• People with End Stage Renal Disease (ESRD)

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Parts of Medicare

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• Part A: Hospital Insurance. This covers 80% of costs for hospital care, emergency services, nursing home care, home health services, and hospice.

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• Part B: Medical Insurance. This covers 80% of costs for doctors, hospital outpatient care, durable medical equipment, and home health care.

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• Part D: Prescription Drug Coverage. This helps cover prescription costs, and is run by private insurance companies.

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• Part C: Medicare Advantage. This type of plan can offer both A & B coverage, and is run by private insurance companies.

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