Your Flexible Spending Accounts (FSA) and Commuter Benefits
Administered by CBIZ
The 2025 Maximum FSA contributions are:
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Healthcare FSA: $3,300/year
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Dependent Care FSA: $5,000/year
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The FSA grace period is 90 days. You can submit claims for eligible expenses incurred in 2024 until March 31, 2025.
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Click any button below for plan materials and resources.
Healthcare Flexible Spending Account
This account enables you to pay medical, dental, vision, and prescription drug expenses that may or may not be covered under your insurance program (or your spouse’s) with pre‑tax dollars. You can also pay for dependent health care, even if you choose single (vs. family) coverage. The total amount of your annual election is available to you up front, reducing the chance of having a large out-of -pocket expense early in the plan year. Be aware—there is a $660 rollover and amounts over $660 in the account at the end of the plan year will be forfeited.
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Eligible Expenses Include:
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Coinsurance and copayments
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Contraceptives
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Crutches
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Dental expenses
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Dentures
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Diagnostic expenses
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Nutrition counseling
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Hospital bills
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Deductible amounts
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How the Health Care FSA works
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When you have out-of-pocket expenses (such as copayments and deductibles), you can either use your FSA debit card to pay for these expenses at qualified providers or submit an FSA claim form with your receipt to CBIZ Flex. Reimbursement is issued to you through direct deposit into your bank account, or if you prefer, a check can be issued to you.
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Dependent Care Flexible Spending Account
This account gives you the opportunity to redirect a portion of your annual pay on a pretax basis to pay for dependent care expenses. An eligible dependent is any member of your household for whom you can claim expenses on your Federal Income Tax Form 2441, “Credit for Child and Dependent Care Expenses.” Children must be under age 13. Care centers which qualify include dependent care centers, preschool educational institutions, and qualified individuals (as long as the caregiver is not a family member and reports income for tax purposes). Any unused portion of your account balance at the end of the plan year is forfeited.
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Commuter Benefits
Commuter Benefits allow you to conveniently pay for eligible work-related transit and parking commuting costs with a debit card loaded with pre-tax and post-tax dollars deducted from your paycheck. There are two different types of Accounts – Transit and Parking. You may participate in one or both accounts. The accounts are separate. Per IRS regulations, you cannot use money in your Transit Account to pay for parking expenses, or vice versa.
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The 2025 Maximum Commuter Benefit contributions are:
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Transit (train, buss, subway passes): $325/month
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Parking (Parking at or near your work location or mass transit - used for commuting): $325/month​​
